GUIDE

Car rental insurance & deposit in Spain

Basic insurance has a high excess and a €200–€1,500 deposit. Full-cover (excess waiver) usually eliminates both for a per-day fee.

Reviewed 2026-05-14

Spanish rentals include basic third-party plus a CDW with a high excess. Suppliers block that excess on a credit card until return. A full-cover policy (sometimes sold as 'super CDW' or 'Premium Cover') waives the excess; partner cars with the 'no deposit' badge waive both the excess and the credit-card hold. Compare the daily premium against the deposit you'd otherwise lose access to — often the math favours full-cover on trips of a week or more.

Frequently asked

It depends on the supplier. Mainstream brands typically hold €200–€1,500 on a credit card until return. Partners we link to with the "no deposit" badge waive the hold in exchange for a per-day insurance fee.
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